What is HTB?

London Help to Buy means that you could afford to buy a Joseph Homes property with only a 5% deposit. This popular Government-funded Help to Buy equity loan is available until 2023*.

London Help to Buy is a popular Government-backed initiative helping first-time buyers, as well as people moving up the property ladder.

• You organise a mortgage of 55% of the purchase price from a commercial lender
• You will receive a government equity loan of up to 40% which is interest free for the first five years*
• You put in a 5% deposit of the purchase price
• Available on new build homes up to £600,000.

 

*From April 2021 to April 2023 Help to Buy will only be available for first time buyers